tag:blogger.com,1999:blog-35306437894752248492011-11-24T11:35:59.996+08:00Leroy Ang's Best Learning Online GadgetLA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.comBlogger551100tag:blogger.com,1999:blog-3530643789475224849.post-71832169745536187722011-11-23T11:47:00.003+08:002011-11-24T11:25:26.713+08:00

Saw this blog feature on i-to-i Chalkboard and I thought maybe I can use it to record my learning journey on the i-to-i online TEFL course for subsequent reflection. China blocks almost every blog sites, including my Blogspot. I had started on the 120 hours online TEFL learning journey on 30 Sep 2011. Successfully completed Module 1 on 1 Oct 2011 and Module 2 on 2 Oct 2011. Everyone is having a

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Do you believe in miracles?Having experienced numerous headwinds and challenges recently, I cannot help but expect to see one. Not sure if you have similar experience like this one. When one's human will power is at the brink of breaking down totally and energy almost depleted? Life seems to be unable to carry on? How come so many things are not moving towards your expectations or targets? Why

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ISCOS Appreciation Tea at Holiday Inn Atrium on 13 Nov 2010.Mr Andy giving the Opening Address.I have got awarded! ;-)Keen to join me on this journey?! :-DYou get lucky if you contribute, enough... :-PSupporters of ISCOS continue to grow in strength. Yahoo-o!De Imperfection Band, singing "Xiao Wei"!Signing Letter of Intent for more cooperation in future.Thank you ISCOS for giving me the

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ISCOS Certificate of Appreciation

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ISCOS Volunteers' Training Programme

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CEL Announcement dated 7 Dec 09, in relation to Divestment of Investment in Enersave Power Pte Ltd on 18 Nov 09, for a consideration of $70,000. Principal activity of EP includes developing and managing Huizhou Richway Waste-to-Energy Co., Ltd (“HRWTE”). == CEL Announcement dated 22 Jan 10, in relation to Divestment of Investment in Hivern Investments Pte Ltd on 23 Dec 09, for a consideration

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In a recent blog by Adam Khoo titled, "The Expats Will Rule Singapore" (read more at www.adam-khoo.com/304/the-expats-will-rule-singapore), Adam made a prediction.I agree with Adam's views. Having everything in the world is killing the motivation to move (forward). Yet, there is dilemma of when to stop wanting so that we can enjoy the happiness of contentment.Enjoying the Process (of working

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I was reading news and came across this sharing on a cartoon to have Warren Buffett as the main character teaching children financial education.Several entries were found as i google for related articles and videos and i found this sharing @ Kidsglue, especially the embedded video on one of the episode of the cartoon interesting. The sharing can be found @ http://www.kidglue.com/2009/07/27/

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The inaugural Yellow Ribbon Prison Run 2009 is an iconic run that offers participants an opportunity to run through the Changi Prison Complex while passing through historical sites such as the Johore Battery, Changi Chapel Museum and Old Changi Prison Wall.Finishing off at the new Changi Prison Complex, participants will see the development of a new generation prison designed to cater to the

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I had a great time with the kids again, this time round, we went to Sungei Buloh for a field trip on 13 Jun 09, a great Saturday morning. :-)Am also glad to know more new friends like Duncan, a historian who is writing about our Istana currently and his wife Julia, who is working in the British High Commission.Our guides are very experienced. They were able to share with us alot of the nature

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Did my first volunteer contribution today with ISCOS. Brought some kids to Sentosa to have a fun time together. Our interactions opened my mind to another perspective of life.The children are so full of energy, expecially my assigned buddy Khairu, and I almost fully depleted mine... LoLI had made new friends too! Wonderful ladies Trina Teo and Anna Tang and our unbelievable energetic Thomas Tan!

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Haven't been taking photos for quite a while. Thought I might as well get Alex to take a few for me for memories sake... hahaha... I should be doing cover look shot by this year. I plan too.* Click on the images below for enlarged view.Me and the Gang in WhiteSerious @ WorkQuite obvious that I did not have enough sleepChit chatting with PaulThat's me! Cheerful, optimistic and sun shine... get

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A recent event triggered me to think about how I view myself in my profession and as a person. So I wrote a simple profile of myself and thought might as well share it on my blog.[Start of Profile]Profile of Leroy AngLeroy Ang is currently the Head of Instructional Development (ID) Section of the Engineers Training Institute (ETI). His primary portfolio includes instructors’ development and

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After 3 years of studying the rich people, I came to a conclusion on a wealth creation principle:至富之道: 日行一善,开源节流.In translation, the mandrian text above states that:Wealth Creation Principle:"Do a good deed everyday,Open new sources of revenue, Plug your wealth leakages."It is indeed true that most of the wealthy people I know, are not stingy at all. In fact, they are the most generous when comes

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Following my post on the Power of Protect 2, Part 1 and Part 2, I'd received numerous well wishes from my family and friends. Thanks for all your concern! And letting me know that I am not alone. :-)I'd also received several good sharings and advice on how to handle motor accident better. From Wai Loong and Eng Peng, I came to know that there is this Motor Claims Framework (MCF) initiated by the

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Earlier I was sharing about the story of my recent car accident which happened on 20 Mar 09. The whole episode had some lessons to learn from for me.So what are some of the lessons I'd learnt? Before that, let me re-cap some facts I'd observed (including facts that was NOT mentioned in Part 1 of this blog entry):1.  My first reaction after the accident was to check the well being of the motorist

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I had a car accident yesterday. It's quite lucky that there was no death. However, my car was injured. But the worst part was, the motorist that ramped into my car's rear wasn't so good. A few lessons to be learnt from my experience here.The incident further reinforced my belief in the Power for Protection and the need for insurance coverage. Read on...Background To The IncidentI was on my way to

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On Alex's recommendation, i went to watch the movie, Slumdog Millionaire. I think the movie deserves the Oscar Awards it had won.I also happened to chance upon Max and his friends, Mindy and Jeremiah at the cinema. I agree with Mindy's view that the movie depicts well on the rich societal culture in India. What I had learnt from this movie, is more than just the plot. It's about what the lead

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Just came back from a workshop seminar preview. Insightful indeed. The speaker, Boyd Au, was the ex-executive chairman of Enzer Corporation Ltd.Boyd shared his life-story about his growth from youth till now, and why he started this programme to help groom more entrepreneurs. From his sharing, I picked up that being poor and disadvantage does not mean we are out. As long as we are supported by

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Happen to chances upon this YouTube video and I find it meaningful for sharing, especially the words of wisdom embedded in the video.The words of wisdom are:"Change your thoughts, and you change your world."- Vincent PeakBeing able to control our mind, is the key to growth.Cheers!Leroy"When I Stop Learning, I Stop Living."

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I was attending my Certified Financial Planner (CFP) Module 4 lesson just now and my lecturer, Ng Lye Heng, shared on the Yield Curve. The curve seems to be a good economy management tool as the US Feds Reserve is using it for guiding their actions. Or is it also a good indicator for layman like me to see that something big is brewing... ;-)From Investopedia.Com, I extracted the definition of

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I was thinking of what will be a good topic to kick start the first blog entry for the Niu (Cow) year... I thought my current charity efforts may be a good reflection area. What are the charities you are supporting or community services you are offering? And what are your reflections that you can share with me on these aspects?It's kind of funny to bring back old memories to do my reflection. I

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Just read an article from BusinessWeek online.The Worst Predictions About 2008, an article written by Peter Coy about 10 of the worst predictions that were made in 2008 and I thought a few of the predictions were pretty funny to share on:4. "The market is in the process of correcting itself." —President George W. Bush, in a Mar. 14, 2008 speechFor the rest of the year, the market kept correcting…

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It's been almost 2 years since I'd started blogging. With a good long break this period, I'd thought of doing reflections for all my actions in motion, including the sharing of my learnings on this blog. So I thought of adding some new features to give my blog more life. The new feel of my blog can be referenced @ www.leroyang.blogspot.com.So What's New?1. Followers of LA's Blog. I'd added a

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I came to know a new friend today during our group's periodical Cashflow game and I am glad that I know him. He'd shared with me one of his experiences and I responded to his sharing. I thought my email response may be a good sharing session with the rest of my blog readers.His situation is about his family members and close friends "not so encouraging" reactions to his ambition. He continues to

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"An old man, a young man, and life's greatest lesson" - The sub-title of this book sum it all. As I read, I cannot help but find the book filled with love, compassion, wisdom, and serveral tints of enlightenment![Tuesdays with Morrie] is a great book to trigger our reflections this coming Christmas in 2008. Are we living a life that we want? Or are we living at all? When is the last time we'd

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Finally managed to allocate some time to blog again. :-)It wasn't hard to miss, the tonnes of news about the current credit crisis that causes the market rout around the globe. The amount of fear present in the market is at its high. On a personal note, I thought it will be interesting to do a bit of research on where the current crisis stands, as compared to some selected earlier crisis of the

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Back in Mar '08, I'd shared on my take of a concept to achieve financial freedom, termed as PME2. In my subsequent blogs, I'd attempt to share more in-depth of each component of the PME2 concept.In this article, I'd attempt to share more about "End-State - Desired Financial Outcome".End-State, or what is commonly known as Objectives, Goals... are statements that spell out the outcome of certain

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Updated on 4 Jan 2008:Several sharings and comments on this blog entry since its posting. The ideas reinforced my belief that we should have established out money lending rules as early as possible.Eng Peng suggested his blog entry on "How Do You Allocate Your Money - Part 2" for related read to this entry of mine. I'd looked thru and find his views useful. For sharing @ http://

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It has been a good short break for me since I last blogged in Nov 2007. Work and learning had been intensive but I am still spending at least 1 hour per day to continuously improve my financial intelligence.Time flies and it has already been 2 years 3 months since I made that choice to achieve financial freedom with the financial enlightenment I'd gained in Dec 2005. Over this period, I am glad

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Adam & Conrad share their investment experiences in this book, offer reasons on why we should invest and different strategies (tools) for different categories of investors and traders.Fundamentals are still hours of effort and hard work to acquire financial education in order to be a successful investor. There is no free lunch on earth.Two important lessons about wealth were shared:1st : Choose

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The Top 10 Distinctions between Millionaires and the Middle Class by Keith Cameron Smith is a easy to read and digest book on basic financial concepts. The author differentiates Millionaires (M) and the Middle Class (MC) using the 10 distinctions stated in his book. By understanding the differences between the M and the MC, we can stage and position ourselves for greater wealth building and

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Just came back from the SMART Investment & International Property Expo 2007, held at Suntec Convention Hall.One phrase used by the speaker (who mentioned it 12 times in his 20 minutes presentation) in the seminar on "How not to fall victim to wealth management" just disturbs me alot. The phrase is,"Low Risk, Low Return. High Risk, Potential High Return"I see now, why it is so easy to be a

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I bought a copy of this book, Law of Attraction - The Secret behind The Secret, written by Michael Losier, after my trusted friend and financial planner, Sherman Kelvin Dass, recommended it to me. Michael Losier employs NLP to coach readers on how to apply the Law of Attraction (LoA), since 1996. He has been an activist on this subject since. There is more to just NLP. Physics is involved. So the

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I have discovered a 'Secret'. Eternal love only exist at that very moment when a couple is in love. And Love, itself, needs to be contantly nurture to lengthen its eternity.Jay Chou's lastest self-directed film, "Secret", is refreshing. The story revolves around a young couple, divided by a 20 years space of time, and their puppy love. I am not so sure about the directorship of Jay but the movie

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When I first know and understand the Power of Knowledge, I have decided that this is the path I MUST pursue and thus set a personal goal to read at least a book per month. I took responsibility for my own knowledge and I start to read. With the help of my mentors, I have learnt how to read books. (You may think that I am going crazy. Do we need mentors to teach us HOW to read books? Just read lor

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Back in Apr 07, I had shared on my experience on "The Power of Knowledge - General Knowledge". As the title implied, it is acquiring knowledge in general. While this category of knowledge do expand our situational awareness and instil better lateral thinking, there are times where we need in-depth knowledge on specific topics. Specific knowledge, other than financials-related, that I find pretty

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Wow! It has been a few eventful weeks since my last post. My primary job has been taking a toil on my energy. With encouragement from my mentor, I'd decided to continue my blog. So after more than 12 hours of rest, feeling recharged, I'd re-read a book that crossed my path in 2006, "The richest man in Babylon". This is a book written in the 1920s. It has been a year since I'd read it and a lot

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I'd been digesting my read on the book by Richard Templar, "Rules of Wealth", since Jan 2007. He is also the author of "Rules of Work" and "Rules of Life". A pragmatic author offering pragmatic advice. There are 100 rules stated in his book, Rules of Wealth". If I may sum it up into just 5 points for sharing. The 5 points are:1. Money is a Concept2. Take Action with a Plan3. Build a Team4.

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General Knowledge is one of the many forms of our human intelligence.General knowledge is a very good indicator of mental skills acquired through education and experience. People with a good knowledge base exhibit greater retention of facts and figures and are regarded more intelligent. They are more conscious of the connectivity between different information which they learn and this helps them

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Since my last post regarding MediShield, I'd received great comments and sharing from my buddies. Thanks! :-)One such sharing I'd received is about AIA's Pink of Health, a rider that you can add on to your policy. I am not sure if this product is stil being offered as of now (as i can't find it on the AIA Singapore website).Another sharing that caught my attention is there are alot of

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Wow! Just met Sherman Dass (my financial planner) and Kelly (my insurance agent from Prudential) recently to review my financial status and insurance coverage. Sherman has been a Financial Planner (he covers alot of areas, more than just insurance. He can help you prepare a Will if you need too) for more than 2 years and Kelly has been my insurance partner for more than 2 years. In fact i started

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com2tag:blogger.com,1999:blog-3530643789475224849.post-77660915999183024182007-03-31T02:53:00.002+08:002009-03-21T22:18:55.461+08:00

After sharing an article regarding the US housing market situation, a friend replied with a one-liner thank you email. I shared near to a page of reply after that. Not sure if people are going to get sick of my reply if i do keep sharing of such long reply to a 1-liner thanks in future. lolzBelow is what i'd shared.---There are a few good key issues to watch out for at this point in time:1. US

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com4tag:blogger.com,1999:blog-3530643789475224849.post-85859869618110223902007-03-25T03:50:00.002+08:002009-03-21T23:10:09.450+08:00

One of the key difference between Rich, the Poor and the Middle Class is how they utilise their spare and free time. How are you spending yours?I'd realised the power of free time at a time when TIME becomes a premium. There are so much to do (or rather to read) and yet there is so little time. All of us have 24 hours a day. Some monsters will tell you they have 25 hrs a day. I cannot comprehend

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-14182168126673519272007-03-22T22:14:00.004+08:002009-03-21T23:12:17.163+08:00

I was reading this article from a newsletter sent to me from The MASIE Center (http://www.masieweb.com/), and one of the short article caught my eyes and freezed my mind for a while... and it set me thinking. How do I learn? Below is an extract from the newsletter:Trainer's Tip: Ask Them How They Learn! One of my favorite questions to ask learners attending a classroom based program is: "How do

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-90286175277465564352007-03-16T03:30:00.001+08:002009-03-21T22:17:00.653+08:00

Updated on 8 Feb 08:The link to Singapore Inflation Index, aka Consumer Price Index, has been updated to http://www.singstat.gov.sg---Original on 16 Mar 07:As a citizen, the bare minimum financial knowledge we should know are:1. Inflation Rate2. Bank Interest RateMoney has a time value. The reason for this value is due to inflation rate. Money gets smaller in value as times goes by. 10 years ago,

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-57897684772616484562007-03-14T04:26:00.003+08:002009-03-21T23:10:26.117+08:00

Updated on 8 Feb 08:The link to the Singapore Inflation Index, aka Consumer Price Index, has been updated in the original post to http://www.singstat.gov.sg---Original Post on 14 Mar 07.I'd received a sharing recently from a friend who highlighted a new CPF-Approved investment product by Aviva called, BIG e. More details about this product can be obtained @ http://www.avivadirect.sg/bige.I took a

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-1205350857282451912007-03-11T03:22:00.002+08:002009-03-21T22:44:28.601+08:00

There are numerous articles about diversification in your financial portfolios. Even MoneySense, an educational feature under MAS, also speaks about diversification to spread or reduce risks.Hmm... Not trying to steer away from the main stream of thinkers here, but i will like to offer another perspective about diversification as food for your thoughts.In my opinion, diversification exposes

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While I was drafting my financial plan a year back, I was thinking very hard, very very hard, about how to achieve my first pot of gold, as a stepping stone for greater financial leverage.After rounds of thoughts, something strucked. In the first book I'd read in Dec 05, Automatic Millionaire, a concept called Pay Yourself First (PYF) was introduced. It took me a while to digest what is PYF then.

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-70623898523075727552007-02-25T04:25:00.002+08:002009-03-21T22:43:30.887+08:00

Everyone has his/her strengths and weaknesses. And we are not alone. To achieve more in our lives, we need to form partnership. We need a team.It is only through teamwork that everyone in the team can achieve more in any undertakings. So don't under-estimate the power of a T.E.A.M., becauseT ogetherE veryoneA chievesM oreCheers!Leroy"When I Stop Learning, I Stop Living"

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com0tag:blogger.com,1999:blog-3530643789475224849.post-38946385219914275572007-02-24T11:37:00.002+08:002009-03-21T22:43:05.744+08:00

I'd recently came across an article discussing on what is luck and how to get lucky. There are even studies and experiments done to establish certain facts and beliefs.If you raise this question of "What's Luck?" to most people, the common answer will be something that is uncontollable. So then how to have good luck?Luck can be controlled.I defined L.U.C.K. as Labour Under Correct Knowledge.As

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com3tag:blogger.com,1999:blog-3530643789475224849.post-48968102662927380922007-02-24T11:35:00.003+08:002009-03-21T23:10:42.742+08:00

Have been reading alot about the financial markets recently. Many markets are clocking their all time high day after day, bull market is charging despite economy weakening bit by bit. Then there is also alot of talks that it's getting riskier to invest in the stock market at this point in time. Riskier? What is Risk in the first place?I did a quick search on the web and found the following

LA's B.L.O.G.http://www.blogger.com/profile/17870102521429692464noreply@blogger.com4tag:blogger.com,1999:blog-3530643789475224849.post-68462109408999920882007-02-24T11:33:00.003+08:002009-03-21T23:13:28.039+08:00

Sometimes I just feel that events aren't going my way and everything seems so disoriented. Do you have the same feeling at times too?That's why I Plan, with the End-State in Mind. It shows me (visually is the best) "How" I'd intended to grow from Point A to Point B. A plan keeps me focused, albeit "noises".That's how I can maximum resources to achieve the maximum growth, by being focus with a

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Have you constantly hear relatives, friends, whinning about how lousy their current situation is? Sounds very familiar? They choose to whin, but failed to take any positive action. I used to fall in this category and I am pulling myself out.One book changed my perspective of life and I found that I started living.In Dec 05, with almost a month-long of leave, life became very "difficult" for a

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Over the course of just 12 months, I'd learned and gained an enormous amount of knowledge... all by sharing what I know or had learnt and in return, being shared with what my learning partners knew. Such sharing and exchanging of ideas, concepts, info, greatly accelerated my personal learning curve. I believe my learning partners have gained from my sharing too and we will continue to grow

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